Introduced in 2015, Pradhan Mantri Awas Yojana is a scheme that aims to provide central assistance to encourage people to own a house. This flagship project works toward building economical houses in chosen cities and towns using eco-friendly construction methods.
As per a report published in 2020, the government has approved the construction of 79 lakh units under PM Awas Yojana, of which 40% has been completed across the country.
PMAY is categorised into two groups, namely PMAY (Urban) and PMAY (Rural/Gramin). To attract more applicants, the government has streamlined the application process. Individuals can check PMAY application status online to know if their application has been accepted or not. Mentioned below are the steps involved in tracking Pradhan Mantri Awas Yojana application status.
Steps to check PM Awas Yojana application status
Checking the application status of PMAY is easy and convenient and takes only a few seconds.
Step-1: Visit the PMAY’s official website.
Step-2: Click on the option of ‘Citizen Assessment’ present on the taskbar.
Step-3: Next, select the option of ‘Track your Assessment Status’ from the drop-down list of Citizen Assessment.
Step-4: The landing page will display two options, namely ‘By name, father’s name & mobile no’, and ‘By Assessment ID’.
- Steps to track the application status By name, father’s name & mobile number
To track application status through this option, individuals need to click on the option of ‘By Name, Father’s name & Mobile no.’ after entering the mobile number and father’s name. On choosing the respective option, they will need to enter details like –
- State name
- City name
- District name
- Your name
- Father’s name
- Mobile no.
Lastly, click on the submit button, and the PMAY application status will be displayed.
- Steps to track the application statusby Assessment ID
To track the PMAY application status through the second option, individuals need to click on the option – ‘By Assessment ID’. Next, you will have to provide information on two different parameters. Such as,
- Assessment ID
- Mobile no.
Click on the submit button and view the PMAY application status. However, to monitor the PMAY Status Check Assessment ID, visit the official website of PM Awas Yojana. Select the ‘Search beneficiaries’ and put the required details to access the PMAY ID.
The beneficiaries of the ‘PMAY- the housing for all by 2022’ scheme includes women, scheduled caste, scheduled tribe, economically weaker section, low-income group population, medium-income group 1, medium-income group 2.
In rural areas, PM Awas Yojana beneficiaries are identified depending on the Socio-Economic and Caste Census (SECC) 2011.
Once an applicant gets a rough idea about his/her PMAY application status, he/she can consider applying for a home loan.
However, before applying for PMAY 2021, individuals must know the eligibility criteria of PMAY.
Eligible applicants can avail a subsidy on home loan interest rates of up to 6.5%, which is limited up to Rs.2.67 lakh through PMAY. However, applicants wondering how urban residents can get a housing loan via PMAY must belong to any of these four categories mentioned below.
- Economically Weaker Section (EWS)
- Low-income group (LIG)
- Middle-income group – I (MIG-I)
- Middle-income group – II (MIG-II)
The government’s assistance in providing housing for economically challenged individuals have encouraged few financial institutions to offer home loans at favourable terms against flexible eligibility criteria and minimal documentation.
These NBFCs also bring pre-approved offers to make the loan availing processing simple and straightforward. They extend these offers on several financial products like home loan, loan against property and many more. Individuals can check their pre-approved offer by simply providing their name and contact details.
PM Awas Yojana has played a crucial role in providing affordable housing for all. The simple eligibility criteria, easy application process as well as tracking the status of it has not only accelerated people’s urge to own a house of their own but also boosted India’s housing finance sector.